Workers' comp
A workers' comp policy, or your state's exemption, if your state allows one.
- Time
- 1–5 business days
- Who
- You or your insurance agent
Which applies to you
- You carry a workers' comp policy: ask your agent to show it on your insurance certificate, and upload the certificate.
- You're exempt (many states let business owners and officers opt out): upload your state's exemption certificate for every owner who works on jobs.
- A sole proprietor with no employees: tell us in Chat with us — there's a simple attestation instead.
Where to get an exemption
Rules vary by state. Search “[your state] workers' comp exemption” to find your state's workers' compensation office and how to apply. We may re-check exemptions with the state from time to time; you don't need to do anything for that.
Roof work
Roof work needs a workers' comp policy or a construction-scope exemption. Without one we can still send you every other service.
Still not sure? Open Chat with us in the partner app — a real person answers.